The best and most economic facial moisturizers come from Kiss My Face. I use their oil-free version on my face year-round and use the Olive & Aloe kind in the winter or on dry spots for extra moisture. Usually can be found on sale for $9.99 for a huge bottle or less for a littler tube.

The ultimate cheapest and surprisingly the best body lotion can be yours for $1.99! Lander Skin Cream (400 ml) is great and nearly free! Comes in many types, but I prefer the Cocoa Butter. I get mine at Honest Ed's in Toronto, but you may find it at your local bargain bin (Giant Tiger or BiWay-esque store). If you cannot find this, an alternative would be Life Brand Rich Skin Cream from Shoppers Drug Mart. It also comes in many varieties (again I use the Cocoa Butter) and 2 sizes. I keep the tiny one in my purse. As you can see, body lotions can be found cheap, so stay out of the health stores for this one.